释义 |
loan noun ADJECTIVE | VERB + LOAN | LOAN + VERB | LOAN + NOUN | PREPOSITION | PHRASES ADJECTIVElarge, massive 大额/巨额借款small 小额借款long-term, short-term 长期/短期贷款high-interest, interest-free, low-interest, no-interest (NAmE) 高息贷款;无息贷款;低息贷款adjustable-rate (NAmE) , fixed-rate, variable-rate 可调利率/固定利率/可变利率贷款guaranteed (NAmE) , secured, unsecured 担保贷款;抵押贷款;无抵押贷款◆As it was an unsecured loan, their property was not at risk.因为是无抵押贷款,他们的财产没有风险。home-equity (= in which your house is given as security for the money borrowed) (NAmE) 住房抵押贷款◆Fixed-rate home-equity loans can help cover the cost of a single large purchase.固定利率住房抵押贷款可以帮助支付单项大宗购置费用。outstanding 未偿还贷款◆They used the inheritance to pay off their outstanding loan.他们用继承的遗产偿还了剩余贷款。bad, non-performing 坏账;不良贷款◆a banking system riddled with bad loans充斥坏账的银行系统business, consumer, personal 商业/消费/个人贷款bank 银行贷款bridge (NAmE) , bridging (BrE) , temporary 过渡性贷款;临时贷款home, mortgage 按揭贷款auto (NAmE) , car 汽车贷款student 助学贷款VERB + LOANapply for, ask for, request 申请贷款arrange, get, obtain, raise (especially BrE) , take out 安排贷款;获得贷款;筹集贷款◆She had to take out a loan until she could sell her house.在房子卖掉前,她不得不贷一笔款。give sb, grant sb, make sb, offer, provide 向某人发放贷款;提供贷款◆My bank offered to make me a loan.银行提出贷给我一笔款子。receive 收到贷款pay back, pay off, repay 偿还贷款;偿清贷款guarantee, secure, underwrite 为贷款担保;为贷款提供抵押;承担贷款责任◆The banks will not agree to emergency funding unless the government will underwrite the loan.如果政府不为贷款担保,银行就不会同意提供应急资金。consolidate 合并贷款◆If you have several student loans, you can consolidate them into one lump sum.如果你有几笔助学贷款,可以合并成一个总项。LOAN + VERBtotal sth 贷款总额达⋯◆loans totalling / totaling a million euros总计 100 万欧元的贷款LOAN + NOUNapplication 贷款申请agreement, arrangement (BrE) , deal (BrE, sport 体育) 贷款协议;贷款协定;球员租借协议◆the terms of the loan agreement with the bank与银行的贷款协议条款◆The striker comes to the Premiership on an 18-month loan deal from Roma.这名前锋靠着来自罗马队的一纸 18 个月的租赁协议进入超级联赛。interest, rate 贷款利息/利率guarantee 贷款担保payment, repayment 贷款的偿还款项◆They were struggling to meet their monthly loan repayments.他们在努力偿还每月的贷款。facility (especially BrE) 信贷服务◆The bank provides personal loan facilities at competitive rates.这家银行以极有竞争力的价格提供个人信贷服务。period (especially BrE) 借期◆The book must be returned by the end of the loan period.这本书必须在借期内归还。officer (NAmE) 放款员◆a loan officer at a local mortgage company当地一家按揭公司的放款员shark 放高利贷者◆He ran up massive debts borrowing from loan sharks.他因借高利贷而债台高筑。PREPOSITIONon loan (from) (从⋯)借的◆The paintings are on loan from the Wallace Collection.这些画是从华莱士收藏馆借来的。loan from 从⋯借来的东西◆a loan from my brother从我哥哥处借来的东西PHRASESsecurity for a loan 贷款的抵押品◆He had to use his house as security for the loan.他不得不把自己的房子作为贷款的抵押品。 ➡ topic at business |