head above water, keep one's

keep (one's) head above water

1. Literally, to hold one's head out of the water as to avoid drowning. This lifejacket will help Sally to keep her head above water in the pool.
2. To (barely) avoid being consumed by a stressful or unpleasant situation (often related to work or finance). If credit cards are the only thing keeping your head above water, then your situation is more dire than I thought.
See also: above, head, keep, water
Farlex Dictionary of Idioms.

head above water, keep one's

Stay out of trouble, especially financial difficulties; also, keep up with work or other demands. For example, With new bills coming in every day they're barely keeping their heads above water, or The work's piling up, but I manage to keep my head above water. This expression alludes to keeping oneself from drowning. [Early 1700s] Also see in deep.
See also: above, head, keep
The American Heritage® Dictionary of Idioms by Christine Ammer.
See also:
  • keep (one's) head above water
  • keep head above water
  • keep your head above water
  • get (one's) head above water
  • get head above water and have head above water
  • have (one's) head above water
  • head first
  • headfirst
  • fat
  • keep (one's) head on a swivel